Finance · Analytics · Building
structured systems.
Finance & business analytics student at the University of Melbourne and Customer Banking Specialist at Commonwealth Bank — pairing the rigour of banking with the velocity of a builder.
Melbourne, Australia · Zijin Zhang (Angela)
Who she is
She brings together practical banking experience, finance and analytics training, and a track record of business initiative.
Driven and resourceful, she works at the intersection of disciplined financial services and fast, hands-on building — strong on analysis and problem-solving, comfortable with clients, and most at home turning messy, complex information into systems people can actually act on.
How she works
It starts with watching closely.
Markets, customers, the messy detail most people scroll straight past.
Then making sense of the mess.
Twenty years of exam papers, a tangle of requirements — given an order you can reason about.
Building the thing, piece by piece.
Research becomes features, flows and a working product — AI tools woven through.
And putting it in people's hands.
A structured solution only counts once someone can actually act on it.
By the numbers
What she does
Finance & Trust
Real institutional banking — KYC/AML, onboarding, compliance and client service across everyday customers, high-net-worth and small business.
Analysis & Systems
Turning ambiguity into structure: market and competitor research, financial and business-model analysis, pricing, and structured data work in Excel, Python and SQL.
Building & Product
Shipping real products — translating research into features, user flows, prototypes and monetisation models, with AI tools woven through the process.
Selected work
Tap any card to open the case study — the punchline first, the thinking behind it on demand.
An ed-tech platform that helps VCE Maths students focus on the exam topics and questions that matter most — built on 20 years of structured exam data.
- Converted 20 years of exam questions into structured data: topics, concepts, difficulty, solution steps and error risks.
- Built a question-ranking logic using frequency, marks, difficulty, knowledge dependency and trend changes.
- Used AI tools to classify questions and generate explanations — turning teacher judgement into a repeatable content process.
- Designed a three-tier access model with Stripe to test segmentation, willingness to pay and monetisation.
Background
Education
The University of Melbourne
Bachelor of Commerce — Finance & Business Analytics
Jan 2024 – Jun 2027 · Melbourne, Australia
Languages
English & Mandarin (fluent) · Cantonese (conversational)
Interests
Portrait photography · a keen follower of equity markets
Leadership
UoM Chinese Debating Society
Events & Communications Officer
Feb 2024 – Present
- Supported event operations and member communications for a 100+ member society.
- Coordinated a 300-person orientation event — budget, speakers, logistics and on-site execution.
- Liaised with competition organisers and internal teams on schedules, procedures and arrangements.
- Produced promotional content and managed social media for club events.
Skills & toolkit
- Financial Services
- KYC/AML · client service · banking products · onboarding · referrals
- Business & Analysis
- Market & competitor research · financial analysis · pricing · business-model analysis
- Technology & Data
- Excel · Python · SQL · structured data · AI tools · prototyping
Get in touch
Open to finance, analytics and product opportunities — and always happy to talk through an interesting problem.